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Life Insurance

from Crescenta Valley Insurance

Life Insurance

It’s been said that the only thing that’s permanent in the world is change.

When it comes to life changes, the most potentially devastating is the loss of a loved one. When one passes away, one of the biggest challenges is not only the emotional distress caused by such a loss but also its financial consequences.

So, if you were to, say, pass away unexpectedly or from an illness, would you know if your loved ones have the financial protection and security to meet their needs?

A Secure Future for Your Loved Ones

The right life insurance is a crucial element of future-proofing your life and those of your loved ones. With life insurance, you can still provide for the needs of your family or beneficiaries even when you are gone so they won’t have to experience financial hardship.

Certain major life changes usually prompt our clients to get life insurance, such as:

  • Buying their first home
  • Getting married or divorced
  • Welcoming children or grandchildren
  • Experiencing loss or ill health of a spouse or another family member
  • Joining the military or any other high-risk job
  • Starting a new business
  • Leaving or retiring from work

Term, Whole, or Universal Life Insurance?

There are three main types of life insurance: term, whole, and universal. At Crescenta Valley Insurance, you’re free to choose the coverage that best matches your goals and budget.

But before you make a decision, our insurance advisors will discuss each type with you in detail so you can make an informed choice.

  • Term life insurance: This type of life insurance covers you for a set period of time and is typically less expensive. However, you have the option to upgrade to whole life insurance if you want lifetime coverage.
  • Whole life insurance: As implied by the name, this type of life insurance covers the entirety of your life. Therefore, it increases in value the longer you have it.
  • Universal life insurance: This is like a combination of term and whole life insurance, as it offers more flexibility when it comes to premiums and the policy accrues value over time.

Since people’s situations and needs are different, our insurance advisors are more than happy to meet with you to ensure your policy is aligned with your requirements.

So, why not give us a call at 818-248-4500 today or reach out to us online?

With life insurance, you’ll have the peace of mind you want and the financial security of your loved ones assured, come what may.