When you or a family member becomes seriously ill, you may experience not only emotional turmoil and physical fatigue but also financial difficulties.
After all, medical treatments can get very expensive and hospital or treatment fees can accumulate over time. Without the proper health insurance coverage, you can get deep in debt and wind up making payments for hospital bills for the rest of your life.
This is something you don’t want, so it’s crucial to find an affordable healthcare plan tailored just for you.
Protection from High Healthcare Costs
Health insurance can help protect you from the high healthcare costs arising from illness or injury and ensure you have access to regular healthcare, such as exams, tests, preventive care, and vaccines.
Aside from these benefits, health insurance in California covers many different basic services, such as:
Also called "essential health benefits," the above items form part of the minimum essential coverage in policies. This is because California law generally requires health insurance policies to cover these essential health benefits, which include services like diabetes supplies, maternity care, cancer screening, transgender healthcare, and substance abuse treatment.
Costs and Terms to Consider
Although insurance helps pay for healthcare, you still need to pay for a percentage of the costs. Some costs to consider include the:
Some key health insurance terms to remember include:
If you have any questions about health insurance or you’re ready to get the protection you need, please contact Crescenta Valley Insurance.